Layaway Policy

We’re happy to offer layaway on purchases of $2,500 or more. Please review the following terms before starting your layaway plan.

Eligibility

• Layaway is available for purchases totaling $2,500 or more.
 • All layaway terms must be agreed upon in writing before the first payment is made.

Terms

• A 40% initial deposit is required to start a layaway.
• A 5% security deposit (based on the total item price) will be retained in the event of cancellation.
• The remaining balance must be paid within 90 days, unless otherwise agreed upon in writing.
 • Payments may be made in installments, as long as the full amount is paid by the deadline.

Customer Responsibility

• It is the customer’s responsibility to track their layaway schedule and make payments on time.
• We do not send reminders or follow up on missed payments.
 • Failure to complete payments by the agreed deadline may result in cancellation and forfeiture of the 5% security deposit.

Payment Methods

 • Accepted payment methods include PayPal Friends & Family, bank transfer, Zelle, or other approved methods.

Cancellations & Refunds

• If you cancel the layaway before completing payment, any payments made will be refunded minus the 5% security deposit.
 • If the full balance is not paid within the agreed timeframe, the layaway will be canceled and payments will be refunded minus the 5% security deposit.

Fulfillment

• Items will not be shipped or made available for pickup until payment is received in full.
 • Custom or made-to-order pieces will only begin production after full payment, unless otherwise discussed.

Modifications

• We may adjust layaway terms on a case-by-case basis depending on the circumstances.

Please contact us at hello@sterlingstyleshop.com or message us on instagram @sterlingstyleshop to set up layaway for any of our products.